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Top 5 Tips on Saving on Your Car Insurance
Motor insurance is one of those things that all car owners know is necessary by law. But how to keep your premium down as much as possible? The yuu and Allianz team have put the top five tips for saving on your premium down for you:
1. Clean driving record – Hong Kong is a congested and difficult place to drive. By keeping your speed within the limit and therefore ensuring that you give yourself plenty of time to maneuver will help keep the chances of accidents low. 2. Clean claims record – don’t claim for the small stuff so that you can accumulate no claim discounts (NCD) for lower premiums. The premium discount can be up to 60% for not claiming over a number of years. 3. Film it all – install front and rear dash cams to have a record of who is at fault in any accidents and help with your parking as this is where many bumps and bashes take place. Protect yourself with recorded footages. 4. The car model makes the difference – Newer cars with smaller engines will help keep costs under control. 5. Get the right cover – do your research on comprehensive and third party coverage and pick one based on your needs. Don’t be misguided by the price as under most circumstances, the lower the premium, the lower the coverage, and so does the post sales and claims service. yuu Insure is proud to have partnered with Allianz to bring you quality private car insurance, including personal accident protection and medical coverage in the Comprehensive plan, and a 24-hour free towing service is also included in the Third-Party Only plan. When you enrol, you don’t need to upload personal documents and can get the policy instantly online. It’s quick and easy! Get a quote today in the yuu App, and if you enrol you can enjoy: • 1 Point for every HK$1 premium paid The yuu Team *yuu Members who have successfully enrolled in Allianz Private Car Insurance Plan via yuu Insure will be eligible for the Bonus Points during the period of insurance. Terms and conditions apply. Please note the relevant product risks. For the plans’ details, please refer to the terms and conditions and exclusions of the policy. Allianz Private Car Insurance Plan is underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch (“Allianz”). DFI Development (HK) Limited is a licensed insurance agency registered with Hong Kong Insurance Authority (license number: GA1026) and appointed by the authorised insurers.
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